Unique Finance & Mortgage

Loan Calculators

Know your numbers before you start

Use our free calculators to estimate your borrowing power and monthly repayments. Results are a guide only — book a free consultation for a precise assessment.

Repayment calculator

Estimate your monthly home loan repayments.

$500,000
$50,000$3,000,000
6.00%
1.00%15.00%
30 yrs
5 yrs30 yrs
Estimated monthly repayment
$2,998
per month
Total repaid
$1,079,191
Total interest
$579,191

This is an estimate only and does not account for fees, charges, or rate changes. Speak to us for a precise assessment.

Tips to reduce your repayments

A larger deposit reduces your loan amount and may unlock better rates.
Choosing a longer loan term lowers monthly repayments (but increases total interest).
We regularly find rates 0.5–1% lower than what clients are currently paying.
Offset accounts and redraw facilities can significantly reduce interest paid.

Want a precise number?

Calculators are a great starting point. For a real assessment tailored to your situation, book a free consultation — no obligation.

Book free consultation

These calculators are for illustrative purposes only and do not constitute financial advice. Results are estimates based on the inputs provided and do not account for individual lender policies, fees, or charges. Please consult a qualified mortgage broker for personalised advice.

Ready to get a precise figure?

Our calculators give you a great starting point, but every situation is different. Talk to us for a tailored assessment — free, no obligation.